Zika Virus - Cancellation FAQs

Am I covered to cancel my trip to a destination affected by the Zika virus?

A travel health alert is not considered a covered reason to cancel a trip under the Trip Cancellation benefit, nor is ‘fear’ of traveling due to contracting the virus.

When available, we recommend purchasing a policy that includes the Cancel For Any Reason benefit for travelers who want to be able to cancel a trip out of fear. Policies with the Cancel For Any Reason benefit allow a traveler to cancel their trip for any reason at all, including concern over a disease outbreak at their destination, and be reimbursed up to 75% of their trip cost.

Can I cancel my trip to the 2016 Olympics due to the Zika virus?

If a traveler wants the option to cancel a trip for the 2016 Olympics due to the Zika virus, if the outbreak worsens, or if a traveler is scared to travel due to the Zika virus, we recommend purchasing a policy with the Cancel For Any Reason benefit.

Concern over the Zika virus is not a covered reason to cancel a trip under typical cancellation coverage.

If my family member or I contract the Zika Virus, am I covered to cancel my trip?

If the insured or insured’s family member is stable at the time a policy is purchased and later contracts the Zika virus prior to departing for a trip, they may be covered to cancel their trip and receive 100% reimbursement for any prepaid, nonrefundable trip costs they insured under the Trip Cancellation benefit.

What if I’m pregnant and don’t want to travel?

A CDC alert is not a covered reason to cancel a trip on standard travel insurance. If you are pregnant and don’t want to travel or are afraid to travel due to the Zika virus, it is not a covered reason to cancel your trip for reimbursement.

Can I cancel my trip to a Zika-affected country if I become pregnant before my trip?

While no policies include coverage to cancel your trip due to your destination being a Zika-affected country, some policies do provide cancellation coverage for travelers who become pregnant after purchasing a policy, regardless of their destination country.

Does the Cancel For Any Reason benefit allow me to cancel my trip due to the Zika virus?

If a traveler has a policy that includes the Cancel For Any Reason benefit, they can cancel their trip for any reason at all, including fear of contracting the Zika virus.

 

Visit the Zika Virus and Travel Insurance Information Center

 

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Written by:
Rachael Taft
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