Can I purchase a travel insurance policy after being infected with Ebola?

Update: This information has been moved to our Current Event Information Centers. For up-to-date information regarding this, and other current events that affect travel, please visit:

The Current Event Information Centers are designed to keep travelers informed about current events that may affect international travel and the travel insurance industry. The Information Centers are populated with provider position statements, FAQ’s, and travel warnings and are updated by Squaremouth’s team of industry experts.

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Short Answer

If you are already infected with Ebola, you may purchase a travel insurance policy, however some benefits may be limited.


More Detail

In order to receive Emergency Medical coverage, the policy must include coverage for Pre-Existing Medical Conditions. This benefit typically requires you to purchase a policy within 30 days of your initial trip deposit. The traveler must also be stable at the time the policy is purchased.

If you are not eligible for pre-existing condition coverage you may still purchase a policy, however you will not be able to be reimbursed for treatment or cancellation related to the Ebola diagnosis.

Some policies include specific limitations or exclusions related to Ebola. To read each provider’s current position on their coverage of the Ebola outbreak, please read their official position statements here:

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Written by:
Courtney Pechart
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