What is covered by the Travel Delay benefit?
Travel Delay provides reimbursement for the costs of lodging, meals and local transportation if a trip is unexpectedly delayed for a covered reason. Additionally, depending on the policy, this benefit can provide reimbursement for unused prepaid and non-refundable trip costs, as well as the additional costs to catch you up to your destination, or to return home.
In order for you to be eligible for Travel Delay, you must be delayed for a specific amount of time, typically 3, 6, or 12 hours, before coverage will begin. Additionally, you must be delayed due to a covered reason on the policy, such as mechanical breakdown of a common carrier or inclement weather, for example.
This benefit provides a daily dollar amount to be used for necessary expenses while a traveler is delayed. This typically ranges between $150 - $200 per day. Additionally, this benefit can provide reimbursement for unused, prepaid and nonrefundable trip costs, as well as the additional costs to catch you up to your destination or to return home, depending on the policy.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help!
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