Is an eruption of the volcano a covered reason to cancel my trip?
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Iceland's Bardarbunga volcano erupted on Saturday, August 30, 2014. Any travel insurance policies purchased on or after that date, will not cover any losses related to the volcano, including cancelled or delayed flights.
*Allianz restricts coverage for the Bardarbunga volcano for any policies purchased on or after August 22nd, 2014. Read Allianz's official position statement here: https://support.squaremouth.com/hc/en-us/articles/203325193-Allianz-Position-Statement-Icelandic-Volcano
Policies purchased before the eruption of the Icelandic volcano may have coverage for trip cancellation, based on the insurance provider. Depending on the policy, travelers may be able to claim due to natural disaster or inclement weather.
In order for an eruption to be covered, the event must meet the policies requirements under the trip cancellation benefit and the policy must be purchased before an eruption. After that time, it would no longer be considered "unforeseen".
Canceling a trip due to the fear of eruption of Bardarbunga is not a covered reason under travel insurance cancellation benefits. If a traveler is worried about visiting a country currently experiencing volcanic tremors, Squaremouth recommends purchasing the cancel for any reason benefit.
*Answers to travel insurance FAQs included in this Information Center are subject to change at any time as conditions related to the volcano change.