All Travel Insurance Provider Position Statements on the MERS Outbreak
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Official position statements from Squaremouth's travel insurance providers on the MERS outbreak.
Last update: June 16, 2014
Azimuth Risk Solutions
Azimuth Risk Solutions, LLC, a leader in the International Benefits Marketplace, is closely monitoring the emerging Middle East Respiratory Syndrome (MERS) virus.
In conjunction with our health care partners and the travel medical insurance community, Azimuth is closely monitoring the emerging MERS Situation around the globe. At this time, Azimuth has not generated a specific travel advisory for MERS situated countries. We also have not officially issued coverage exclusions for travel to these communities at this time.
We continue to recommend that all Centers for Disease Control (CDC) guidelines and recommendations be closely adhered to by international travelers. We also strongly recommend that international travelers continue to monitor the CDC or their home country communicable disease control monitoring entity for changes.
APRIL Travel Protection
The recent news about Middle East Respiratory Syndrome Coronavirus (MERS-CoV) does not change the coverage available in the April Travel Protection travel insurance policies. Travelers needing to seek medical treatment during their trip due to MERS-CoV will be able to use the coverage the same way as any other medical situation. Even if the reported outbreak escalates, April Travel Protection does not have any restrictions for epidemics or pandemics, so medical expense coverage will remain the same. Travelers who want the choice to cancel due to concern that they may contract the virus during their trip should consider the cancel for any reason coverage available in the April Travel Protection Trip Cancellation or VIP plans.
MH Ross Travel Insurance Services
Middle East Respiratory Syndrome Coronavirus (MERS-CoV) has affected many people's travel plans. Our travel insurance plans will provide coverage if you or your travel partner contract MERS-CoV before or during your travel and you meet the policy requirements for canceling or interrupting your trip due to sickness. If you would like to cancel your trip due to a fear of you or your travel partner contracting this illness, please consider purchasing our Asset Plus or Complete plans with Cancel For Any Reason coverage.
Under RoamRight travel insurance policies, the threat of MERS and other illnesses is not a covered reason for trip cancellation, unless a "cancel for any reason" plan has been purchased. However, if a traveler covered by a RoamRight policy contracts MERS during their trip, RoamRight will cover medical expenses up to the policy limits. Travelers needing assistance can contact RoamRight's assistance provider, On Call International, by calling 1-443-279-7335 collect.
The recent news about Middle East Respiratory Syndrome Coronavirus (MERS-CoV) does not change the coverage available in Tin Leg travel insurance policies. Travelers needing to seek medical treatment during their trip due to MERS-CoV will be able to use the Tin Leg coverage the same way as any other medical situation. Even if the reported outbreak escalates, Tin Leg does not have any restrictions for epidemics or pandemics, so medical expense coverage will remain the same. Travelers who want the choice to cancel due to concern that they may contract the virus during their trip should consider the cancel for any reason coverage available in the Tin Leg Standard and Luxury policies.
Travelex Insurance Services
Travelex Insurance Services states that in order to be eligible for coverage due to MERS virus, the insurance plan should be purchased prior to the event being foreseen (May 2, 2014). In the event the MERS virus causes an unforeseeable loss to occur after the effective date of the plan you have purchased, coverage may be considered in the following areas: Trip Cancellation, Trip Interruption Coverage, Trip Delay Coverage, Emergency Medical Coverage, 24 Hour Travel Assistance Services, and Policy Transfer Options. More information is available here.
If you or your travel partner contract Middle East Respiratory Syndrome Coronavirus (MERS-CoV) before or during your travel, and you meet the policy requirements for canceling or interrupting your trip due to sickness, our travel insurance plans will provide coverage. In fact, our policies do not include exclusions for epidemics or pandemics. If you would like to cancel your trip due to a fear of contracting this virus, please consider purchasing our Classic Plus plan with Cancel For Any Reason coverage.
The following travel insurance providers have not released an official position statement on the MERS outbreak as of June 16, 2014:
Air Ambulance Card
Allianz Global Assistance
CSA Travel Protection
Global Alert Administrators
HCC Medical Insurance Services
John Hancock Insurance Agency
Travel Insurance Services
Travel Insured International
USA-ASSIST Worldwide Protection