What is an accident?

Short Answer

An "accident" is usually defined as a sudden, unexpected and unintended event that causes injury to you, or damage to property, that occurs while coverage is in place.


More Detail

The term "accident" can be applied to Trip Cancellation and Trip Interruption coverage, as well as Emergency Medical and Medical Evacuation coverage. For example, Trip Cancellation can provide coverage if you are accidentally injured before your trip, while Trip Interruption, Emergency Medical, and Medical Evacuation can provide coverage if you are accidentally injured during your trip.

An "accident" is usually defined as a sudden, unexpected and unintended event that causes injury to you, or damage to property, that occurs while coverage is in place.

A traffic accident while en route to your departure is often a covered reason to cancel a trip. Some policies also come with an Accidental Death and Dismemberment (AD&D) benefit which provides a cash payout for accidental loss of life or limb while traveling.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help!

Click here to get a quote: https://www.squaremouth.com/travel-insurance-quotes

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